As we enter a fresh season of possibilities, Adair Homes is thrilled to announce an array of new financing options designed to make your dream of custom homeownership easier and more affordable than ever. Whether you’re looking to build on land you already own, qualify for a low-down-payment loan, or find a way to stay comfortably in your current home while your new one is being built, we’ve got you covered. This November, we’re bringing back our popular conventional loan promo, and we’re excited to introduce three enticing new financing programs that can fit a variety of needs and budgets. Let’s dive in!
The “Stay in Your Home” Loan Program
Imagine starting the journey of building a brand-new home without the stress of moving twice or managing double payments. Our “Stay in Your Home” loan program is the perfect solution for those who want to remain in their current home while their new Adair Home is being constructed. Here’s why we think you’ll love it:
- Zero Interest During Construction – That’s right, Adair Homes takes care of the interest while your home is being built, so you can enjoy financial peace of mind from day one.
- Guaranteed Rate – Lock in a 5.875% / 6.019% APR* on a permanent mortgage, meaning you’ll know exactly what your payments will be before you even move in.
- Move Just Once – No need to deal with temporary housing or the hassle of moving multiple times. You can settle into your new home seamlessly.
- No Down Payment – Keep your savings where they belong—in your pocket! With this program, there’s no upfront payment required.
- We Cover Fees and Closing Costs – Until your new home is ready, you won’t need to worry about these costs. Adair Homes has it all taken care of!
With the “Stay in Your Home” loan program, you’ll get the freedom to stay in your current home while you wait, move just once, and avoid the burden of upfront costs. It’s a stress-free approach to custom homebuilding that lets you enjoy the journey and focus on what matters most—creating your dream space.
VA Construction Loans – For Our Veterans and Active-Duty Military
We’re proud to offer VA Construction Loans as a special thank-you to those who serve our country. With rates as low as 3.875% / 4.055% APR*, these loans make building a custom home accessible and affordable.
- Zero Down Payment Required – No down payment is needed, allowing you to finance 100% of your loan.
- Land and Home Combined – If you need land, we’ll help you purchase it and include it in your construction loan. Simple, efficient, and hassle-free.
- Low Payments – With monthly payments starting as low as $2,633 on a $550,000 loan, it’s easier than ever to build your dream home.
FHA Construction Loans – Ideal for First-Time Homebuyers
Our FHA Construction Loan program is crafted to help first-time buyers enter the world of custom homeownership. With rates as low as 3.875% / 4.055% APR*, this program makes homeownership dreams accessible, even for those with modest budgets.
- Low Down Payments – Qualify for down payments as low as 3.5%.
- Zero Down Opportunity for Landowners – If you already own land, you may qualify for zero down on your construction loan.
- Seamless Land and Home Purchase – Combine the purchase of land and home into one convenient loan with payments starting at just $2,233 on a $475,000 loan.
Conventional Loans – Building Flexibility and Affordability
Returning by popular demand, our Conventional Loan Program features rates as low as 4.875% / 5.085% APR* with the stability of a 30-year fixed rate.
- Only 5% Down – If you’re ready to build but prefer a conventional mortgage, you can do so with as little as 5% down.
- Land Equity as Down Payment – Already own land? Use its equity to cover your down payment requirement.
- Stable Payments – Enjoy payments as low as $2,910 on a $550,000 loan, offering you the flexibility you need with long-term stability.
Why Choose Adair Homes?
At Adair Homes, we’re dedicated to making the home-building process as accessible, affordable, and enjoyable as possible. With these new financing opportunities, you have the flexibility to choose the program that best suits your lifestyle and financial situation. Our goal is to help you build a custom home that not only meets your needs but also exceeds your expectations.
Get Started Today!
Whether you’re a first-time homebuyer, a military family, or just someone ready for a fresh start, Adair Homes has a financing program for you. Reach out to one of our expert home-building consultants to learn more and take the first step toward building your dream home today!
Adair Financial Services NMLS#4586
Disclaimer: APR rates and terms are subject to change based on current market conditions and borrower qualifications. For a complete list of terms, conditions, and additional details, contact Adair Homes.
